#1. Five Great Ideas to Save Money by Titus Maduwa

Want to save money but don’t know how?  Feel like depriving yourself when it comes to saving money?  Don’t be disheartened.  Try these five money-saving ideas, without breaking up a sweat!

1. Reduce or eliminate magazines.  If you are a typical American family, your mailbox gets its regular fill of magazines: business, sports, home and garden magazines.  Can you imagine how much each of these subscriptions cost?  Annually, it is an average of about $20 per magazine.  If your family is subscribed to 5 different magazines, that’s already $100 savings per year!  If you still need the information from such mags, try to check out their websites and you’ll be surprised at how much free information is available! 

2. Buy in bulk.  How can warehouse and discount clubs drastically lower their prices?  Because they buy and sell in bulk.  And so should you! Consumables that are non-perishable can be purchased 10-15% cheaper when bought in bulk.  Be sure to stock up only on fast-moving items such as kitchen towels, cleaners, canned goods, etc., to avoid wasting money on rancid food.

3. Eat at home.  Eating out has become an American lifestyle.  What used to be an activity to celebrate special occasions has become part of the daily, fast-paced life.  But did you know that eating out could chomp as much as 40% of your budget for food?  That’s as much as $40 weekly, saved just by eating in!  

4. Plan your meals.  Eating out 4X a week need not be your solution to a dynamic lifestyle.  Menu planning is! Take time on weekends to plan for the following week’s meals.  Every night, before you hit the sack, take out the ingredients for the meals of the next day from the freezer, and store them in the refrigerator.  By the time you get home from work, everything is thawed and ready to be cooked.  And because eating out is part of the American way of life, you would have saved enough money to spend on dining out on special occasions!

5.Homemade skincare.  Is your dermatologist eating up your budget? Don’t you wish you can be beautiful and save money at the same time? The answer is yes, you can!  By using ingredients from your pantry, you can take care of your skin and still save a fortune.  Try the following:

- Honey and oatmeal can exfoliate dry skin.

- Ginger seeped in a bath softens your skin.

- Cucumber and milk soften tired skin.

Without drastically changing your lifestyle, you have started your path to saving money.  Secure your future by using these money-saving ideas, today! 

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   # 1 International Author Titus Maduwa

Series #3. Health Tips EVERY Health Enthusiast Should Know!”-by Titus Maduwa

1. Maintain a low fat diet. Foods that are naturally low in fats are fruits, vegetables, beans and grains. Make sure to check the product labels you buy from the market. Fat content label per serving should not be greater than 2 to 3 grams. It is best to choose fat content of 1 gram of fat per 100 calories.

2. Supplement your body with iron nutrition. Iron can only be taken from food sources such as red meats, fish, poultry, cereals, leafy vegetables and raisins. It serves as a fuel to energize our body by helping in red blood cells production. Take iron-rich foods with Vitamin C for an effective iron absorption.

3. Eat banana for breakfast is an effective weight loss plan known as Miracle Morning Banana Diet. In this diet plan, all you need is to eat banana for breakfast; drink adequate water; no more eating after 8:00 PM and sleep before midnight. It is proven to be effective since bananas increase metabolism.

4. Include high-fiber foods in your diet plan. It is a simple means to maintain health and physical fitness. High-fiber foods can be found in whole foods such as fruits, legumes, nuts, grains and vegetables. Fiber contents can help enhance your energy and will keep you away from diseases such as cardiovascular disease.

Author-Titus Maduwa