#1. Five Great Ideas to Save Money by Titus Maduwa

Want to save money but don’t know how?  Feel like depriving yourself when it comes to saving money?  Don’t be disheartened.  Try these five money-saving ideas, without breaking up a sweat!

1. Reduce or eliminate magazines.  If you are a typical American family, your mailbox gets its regular fill of magazines: business, sports, home and garden magazines.  Can you imagine how much each of these subscriptions cost?  Annually, it is an average of about $20 per magazine.  If your family is subscribed to 5 different magazines, that’s already $100 savings per year!  If you still need the information from such mags, try to check out their websites and you’ll be surprised at how much free information is available! 

2. Buy in bulk.  How can warehouse and discount clubs drastically lower their prices?  Because they buy and sell in bulk.  And so should you! Consumables that are non-perishable can be purchased 10-15% cheaper when bought in bulk.  Be sure to stock up only on fast-moving items such as kitchen towels, cleaners, canned goods, etc., to avoid wasting money on rancid food.

3. Eat at home.  Eating out has become an American lifestyle.  What used to be an activity to celebrate special occasions has become part of the daily, fast-paced life.  But did you know that eating out could chomp as much as 40% of your budget for food?  That’s as much as $40 weekly, saved just by eating in!  

4. Plan your meals.  Eating out 4X a week need not be your solution to a dynamic lifestyle.  Menu planning is! Take time on weekends to plan for the following week’s meals.  Every night, before you hit the sack, take out the ingredients for the meals of the next day from the freezer, and store them in the refrigerator.  By the time you get home from work, everything is thawed and ready to be cooked.  And because eating out is part of the American way of life, you would have saved enough money to spend on dining out on special occasions!

5.Homemade skincare.  Is your dermatologist eating up your budget? Don’t you wish you can be beautiful and save money at the same time? The answer is yes, you can!  By using ingredients from your pantry, you can take care of your skin and still save a fortune.  Try the following:

- Honey and oatmeal can exfoliate dry skin.

- Ginger seeped in a bath softens your skin.

- Cucumber and milk soften tired skin.

Without drastically changing your lifestyle, you have started your path to saving money.  Secure your future by using these money-saving ideas, today! 

>>Learn more here<<

   # 1 International Author Titus Maduwa

Series #4. Health Tips EVERY Health Enthusiast Should Know!”-by Titus Maduwa

1. Carbohydrates do not increase weight. It is not advisable to cut down carbohydrates intake because it is the primary food source of energy and contains low fat. The side dishes eaten with rice and the spreads placed in the sandwiches are the ones that need to be limited if losing weight is your goal.

2. Treat yourself for a non-fat yogurt and combine it with your favorite fruit slices. Dairy products such as yogurt are naturally rich in Calcium to strengthen bones and vitamin A which plays a great role in making our skin beautiful. Non-fat yogurt also contains friendly bacteria known as probiotics to enhance digestive processes.

3. Drink orange juice or eat orange every day. Citrus fruits are high in Vitamin C that can enhance our immune system which improves our resistance to infection. It also facilitates in the absorption of iron for the prevention of anemia. Other sources of vitamin C include berries, tomatoes, kiwi and green leafy vegetables.

4. Enjoy eating steamed oysters. Oysters are rich in zinc. Zinc is needed for the production of cells and repair of tissues. It also helps in the normal functioning of the immune system and the reproductive system. Zinc can also be found in other food sources such as beef and pork.
   
   
   Author-Titus Maduwa