There are lots of light
fixtures today that can be powered by sunlight. In using them,
you would be able to save lots of money, since your electricity bills
would go down. All you have to do is to shop for these items at your
local store, or even through the web. Some of these items are even
very easy to install and are available in DIY kits.
2. Walk towards the
grocery store.
The price of gasoline
these days continue to go up, which is why it is a good idea to come
up with ways to lessen your vehicle usage. One of which would be to
walk towards the grocery store, especially if it is just a few blocks
away from your place. Make it fun by walking with your spouse, so
that aside from saving money, you both can also shed some weight.
3. Open your windows
instead of turning on the fan.
When it is hot, you may
want to turn on the fan or even your air conditioning system, in
order to improve the temperature at your place. To save money,
instead of using them, you can always open up your windows. By doing
that, you can benefit from fresh air, aside from saving money. To
make it cooler, you can always put some ice in front of the fan if
you want to.
4. Turn off your
computer when not in use.
There are lots of
people today who turn on their computers at the beginning of the day and only turn it off before sleeping at night. If you are one of
them, then you should turn it off, prior to stepping outside your
place. By doing that, you can ensure that you would be consuming
lesser amounts of energy. Aside from that, it can also prolong the
life of your computer.
5. Clean your own car.
The cost of having your
car washed through a car washing station on a weekly basis, can
easily pile up over the months. Thus, if you are going to wash your
own car, then you would be able to save lots of money. Aside from
that, it can also provide you the exercise that you need, in order to
stay as fit as you can be.
6. Turn off the
television.
Becoming addicted to television is one of the things that can cause your electricity
bills to soar higher. Thus, you need to turn it off, when you are not
watching. Aside from that, you should also minimize the times that
you try to watch TV when you are actually doing another thing.
7. Turn off the lights
at your place when you leave.
You may feel more
secure in leaving your place while the lights are turned on. However,
it can be one of the factors that affect your energy bills. Thus, you
should turn the lights off when you leave. If you want, you can still
leave just a single light on, so that you would feel secure when you
go out.
8. Ride the bus instead
of using your car.
If you are going
somewhere, which is not possible to reach by merely walking, then you
should ride the bus, instead of using the car. Riding a bus or a
train can only cost you a few dollars, compared to filling up your
car with lots of gasoline. Just prepare earlier, and take note of the
schedule of the bus, so that you won’t be late.
9. Be healthy.
The cost of medicines
today continues to go up, especially when it comes to antibiotics. To
ensure that you won’t have to reach for your pocket to buy them,
you need to maintain your health. To achieve that, you should get
enough exercise on a regular basis. Aside from that, you should also
take a multivitamin supplement in conjunction with a healthy diet.
10. Don’t turn on the
water faucet at its maximum level.
When you take a bath,
there is no need to turn on the water at its maximum level,
especially if you are not in a rush. Turning it at higher levels can
make your water bills soar high. Thus, if you take control of it,
then you should be able to save some money by conserving water more
effectively.
11. Try to enjoy the leftovers.
When you eat at
restaurants, cook up some delicious meals for a family gathering or
prepare for a birthday party, you can be sure that you would have a
bunch of leftovers inside your refrigerator after. Heating them up
for your meals instead of throwing them away could save you a lot of
money.
12. Cook your own
meals.
Cooking your own meals
could help you save lots of money. This is because buying the
ingredients for a certain recipe is definitively more affordable,
than eating out in restaurants or fast-food chains. Just make sure to
cook healthy meals, so that you can also ensure that you are getting
the nutrients you need.
13. Buy basic things at
wholesale prices.
There are lots of basic
things that a person needs, and buying them at retail prices can pile
up the cost. Thus, it is best if you buy them in bulk since that
would give you a chance to purchase them at wholesale prices. In
doing this, you would be able to save lots of money, aside from the
fact that you can have a good supply of your needs.
14. Shop online.
Shopping online can
give you an opportunity to save some amounts of cash. If you do your
research, you would find out that most items found through the
internet are more affordable than those that are sold in local
stores. The reason behind this is that online stores have lesser
overhead expenses. Thus, shopping in a modern way should help you save
up some cash.
15. Buy used items.
Buying used items
compared to buying those that are brand new is definitely more
affordable. Thus, if you want to save money, then you should begin
shopping around for used products. To find them, you can always go
through the internet, visit garage sales, or check out some local
auctions.
16. Buy an alternative.
When you do your
research, you would find out that lots of products that you need have
available substitutes. Thus, you should consider purchasing the
substitutes of the items that you need, which are more affordable but can offer you the same thing. For example, instead of buying a
high end branded item, you can check out its equally competitive
alternative, which can offer the same features at a lower price.
17. Look for coupons.
There are lots of
coupons available today, which you can access through the internet.
These coupons can offer you discounts on certain fast-food chains,
restaurants, as well as in local stores. All you have to do is to
sign up for the websites that offer them and follow the simple
instructions provided.
18. Take advantage of the sale, especially after the holidays.
Taking advantage of the sale, especially those that are offered after the holidays can help
you save lots of cash. For example, in most cases, decorations would
become very affordable after the Christmas season. Thus, if you want
to save money, you can always purchase them for the following year.
19. Credit card
promotions.
Credit card promotions
are offered every now and then, in which it can provide you a way to
save some money through gift cards, gift checks, or discounts on
certain stores and restaurants. Some can even offer a cashback
option, for a certain amount of credits used, or when you purchase
from certain stores.
20. Fix things up
yourself.
Before tossing out an
item, you should see if you can repair it yourself first. By doing
that, you would be able to save money by not having to purchase a new
one. To fix something up, you can always ask your friends for tips
regarding it. Aside from that, you can also check out some
troubleshooting tips through the internet.
21. Avoid spending
through credit cards.
Spending through credit
cards is one of the best ways to pile up your debt. Thus, if you want
to save more money, you should purchase on a cash basis only. Save the
credit cards for emergency situations only. Every item you purchase
with the use of your credit card can add more to your existing debt
and your monthly surcharge; thus, it is time that you leave them at
home when you go out to shop.
22. Gaming at nights.
If you and your friends
are quite fond of going out at night, especially on weekends, then
you should invite them for a gaming night at your place. This would
help you all in saving lots of money. All you have to do is to take
out your favorite board game, buy some snacks and drinks, and enjoy a
good time at your place, without spending lots of money in bars or
coffee shops.
23. Watching movies at
your place.
If your family wants to
spend some time with you by watching a movie in town, you should
consider watching one at your own house. Renting a video at a shop
near your place should do the trick. Pair it up with some popcorn and
sodas, and your family would have a great time with you, while you
are not worrying about the total cost.
24. Swaps are good.
Swapping your things
that you are not using anymore for a new item, is one of the ways of
saving money when it comes to acquiring something new. Swapping can
be done through the internet, with your friends, or with certain
shops. You can swap your shoes, books, music, movies, games, gadgets,
and more, for items that you want to have so that you won’t have to
spend a dime in getting it.
25. Buying magazines at
a newsstand.
If you are quite fond
of certain types of magazines, buying them at the newsstand should be
avoided. This is because they are usually priced too high when you
purchase them from these types of stores. To save money, you can
always subscribe directly to the magazine. Aside from that, check out
their websites, since they might even offer e-magazines, which you
can conveniently download into your computer for free or for a very
affordable price.
26. The lottery.
If you are fond of
playing the lottery, you should seriously think about your odds of
winning it. There is very less likely that you would hit the
jackpot in the lottery, and each time you play it, you are actually
spending more cash. Thus, if you simply want to be entertained, then
you should consider playing at a casino since the cost is pretty
much the same, the odds would be better, and it can provide you with
more entertainment.
27. Traveling.
In traveling, one of
the best things that you can do in order to save huge amounts of
money is to book way ahead of time. This is true, especially if you
book online. Lots of airlines are actually offering discounts for
early bookings today. Aside from that, you should also keep in mind
that booking a vacation package is also more affordable, than booking
your hotel, flights, and cars separately.
28. Your travel times.
To save up some money,
you should be flexible when it comes to your traveling times. For
example, in booking flights, if you are not in a hurry, red-eye
flights are actually good to book in terms of saving cash, although
you may not want your children traveling late. Aside from such types
of flights, traveling to certain vacation spots during off-season can
also be a good idea, when it comes to saving on costs.
29. Going from one
building to another.
If you are at a city
center, where you are anticipating to move from one building to
another to look for certain types of items, then you should park your
car at a garage or parking area, which is located centrally. This
way, it would allow you to leave it there, instead of driving it
around town and consume more gasoline. With that, you would be saving
more money, and even get some exercise.
30. Car rental
insurance.
If a car rental company
offers you an add on car rental insurance, you should stop for a
moment, and think about your own auto insurance. Most auto insurance
companies today provide policies, where your auto insurance coverage
would also apply to your rental car. Thus, if this is the case, then
you should decline the offer. However, it is still best to call your
insurance provider for that, just to make sure.
31. Riding a bike.
When you are on your
way to a place where it is a bit far for a walk, then you should make
use of your bike. Biking can prevent you from using more fossil fuel,
which can harm the planet, aside from costing you money. With that,
you should always ride your bike, so that you consume lesser amounts
of fuel, and save more money.
32. Talking to a travel
agent.
If you are not getting
anywhere in trying to book more affordable flights and accommodations
online, you should know that many travel websites have travel agents
working for them. They are usually reachable through their 800
numbers on a 24-hour basis. Thus, giving them a call should provide
you with the assistance that you need, in order to find the package
that you really want.
33. Having an
affordable vacation.
During the holidays,
people usually go to distant places to spend their vacations on.
However, if your finances is quite tight or you simply want to save
money, then you should consider having a vacation at the city where
you are living it. By doing that, you would be able to rediscover
your place. Aside from that, since you won’t be going out of the
place, you won’t have to spend quite a hefty some of money for your
flights.
34. Using the ATM.
It is always best to
use your bank’s ATM machine, whether you want to process a
withdrawal, fund transfer, or even just checking for your balance.
This is because when you do these things in another bank’s ATM
machine, you would be charged by that bank, as well as your own bank
for certain fees.
35. The card’s annual
fee.
There are credit cards
today that offer free annual fees, while some do not. Credit card
companies that charge annual fees may have added features into their
cards. However, in most cases, such features are not very applicable
to lots of people. Thus, it is best to choose cards that won’t
charge you annual fees, so that you can save more money on a yearly
basis.
36. Rate reductions.
If you are carrying a
balance in your card and it has been like that for quite some time,
then try to negotiate for rate reductions. There is a good chance
that your credit card company would agree to this. This is because
they don’t want to risk more defaults, since it is bad for their
business. They would rather ask lesser amounts of money from you,
than suffer the consequences of more defaults.
37. Bundling insurance
policies.
There are certain
insurance providers today, which can offer not just auto insurance
policies, but also homeowners, and other forms of insurances. If you
want to save some money, you should ask your provider for possible
discounts if you bundle your policies. When you do that, aside from
saving money, it would also become more convenient for you, since you
won’t have to deal with paying different providers.
38. Take advantage of
deductibles.
If you want to reduce
your monthly insurance premiums, then you should recheck your
insurance coverage for possible deductibles. Deductibles are the
amount of money that you need to shoulder in an event of an accident.
Your premium would decrease when you have it, since part of the risk
would be transferred to you from the company.
39. Paying insurance
premiums.
When you pay your
insurance premiums, you should do it way ahead of time. This is
because insurance companies can offer you with more discounts when
you pay it before the due date. Thus, it is best if you ask your
insurance provider about this, so that you would be able to take
advantage of it.
40. Have a savings
account in more friendly banks.
There are certain banks
these days that can charge you so many fees that you won’t even get
the chance to earn any kind of interest. One of the fees that are
quite common for some banks is called the maintenance fees. Thus, if
you read your bank’s booklet and found this term, then you should
consider switching banks as soon as possible.
41. Take care of your
credit card debt.
One of the things that
can add more to your monthly expenses is your credit card debt. This
is because the higher your debt becomes, the more you need to pay in
terms of its interest. In other words, you may end up paying for the
interest each month, without even touching the principal amount you
owe. Clear your credit card debt by applying for a low-cost loan, so
that you can breathe easier.
42. Cutting your home
phone bills.
Landlines or home phone
services usually cost more than their VOIP counterparts. Thus, you
should consider switching to a VOIP phone service and just maintain
your mobile phones. Aside from that, you should also check with your
local phone service provider, if they can provide you with the most
basic service to cut down on costs.
43. Go to the grocery
store after eating and not before.
When you go to a store
to shop for groceries, it is always best to do it after grabbing a
snack or eating lunch. This is because shopping in groceries when
you are hungry can make you purchase food items, which you really do
not need. In most cases, when you get home from shopping and eat
lunch, you would realize later on that you have gone over your
budget, for taking in too many food items.
44. Shopping for
clothes.
In buying your own
clothing, you may have a tendency to purchase those that are heavily
advertised by celebrities. Designer label clothes are very expensive.
Although they are good in terms of quality and design, you can
actually find lots of products today, which are equally good but are
more affordable. Thus, avoid such types of clothing, so that you can
save some money.
45. Take advantage of
online auction sites.
When you take a look
around your own house, you may realize that you have lots of used
things, which you are not using anymore. If these items are still in
good condition, then you should sell them in online auctions sites.
Earning more money is also a good way to saving more. Aside from
that, while you are earning online, you can actually get rid of the
clutter and have more space in your house.
46. Do It Yourself.
You should become a DIY
person if you want to save more money. By becoming one, you no longer
have to hire a carpenter in fixing something at your own place. Aside
from that, you also won’t have to hire someone to clean your
backyard, especially if you gain more knowledge in gardening.
Becoming a DIY person will open lots of opportunities for you not
just to save more money, but to earn more as well.
47. Travel insurance.
Prior to getting a
travel insurance, you should decide to go on a trip first. Thus, if
you have previously acquired annual insurance, then you should not
renew it, unless you are going to travel soon. If you are unsure,
then only renew it, when you are about to book another trip for your
family.
48. Get more quotes.
When it is the time of
the year to renew your auto insurance, you should not hesitate in
shopping around for the most affordable rates. A good way of doing
this is to get free quotes from different insurance providers. Before
you decide to switch to another insurer though, make sure to consider
the coverage they can provide, to be on the safe side.
49. You can always say
no.
If your kids are quite
fond of telling you what they want at the grocery store or at the toy
store, then you should practice saying no to them. Aside from that,
you should also learn to say no to your friends, if they want you to
out with them for drinks. Saying no would not just feel liberating,
but it can also help you save some dough.
50. Keeping up with
appearances.
If you have a tendency
to buy something that you saw your friend or neighbor has recently
bought, then you should cut that costly habit. This is because you
may end up buying lots of things you don’t need. Aside from that,
you don’t even know how your neighbor got it; and, they might even
have used their credit cards for it.
51. Trading your car.
Having a new used
vehicle is not such a bad idea, especially if you want to save some
cash. You should also consider this, if the car that you currently
have piles up your expenses by consuming more gas and offering
little space for your family. There are lots of car supermarkets
these days, which can offer you a quality used vehicle that has a
price that is just a fraction of the brand new one. Check them out,
so that you can save more cash.
52. Shopping items on
sale.
If you just happen to
be in a store because you have free time, and you found items that
are on sale, then you might be tempted in acquiring them immediately.
However, before you make a drastic move, try to think about whether
you really need the item or not. Although the item may cost only half
of its original price, you still should not buy it if you don’t
really need it.
53. Your gym
membership.
In order to have a a healthier body, you may be visiting the gym on a regular basis.
However, if your busy schedule prevents you from visiting it at least
thrice a week, then you should cancel it. With your hectic schedule,
you should workout at your own place from now on. Aside from saving
more time, you can also save some money since you won’t have to
deal with membership fees.
54. Cut down your
drinking habit.
Aside from the fact
that drinking can cause negative effects to your health, it actually
adds up on your monthly cost of living. If you are used to drinking a
bottle or two of your favorite beer each night, you should cut it
down to just a couple of beers only on weekends. By doing that, you
are doing your body a favor, as well as your pocket.
55. Quit smoking.
Smoking is one of the
leading causes of certain types of diseases all around the world.
Aside from that, cigarettes also continue to become more and more
expensive these days. Thus, you should find ways to quit it. When you
quit smoking, you can lessen your risks to certain diseases, smell
good, and save some money along the way.
56. Use the internet.
If you are in need of a
new recipe, a new guide to playing the guitar, or a new manual for
self-development, you no longer have to go to the bookstore and spend
lots of cash for it. What you can do is to access websites for the
information that you need. Aside from offering you informative
articles about the topic you are interested in, you can also find
lots of eBooks on the web that are for free.
57. Extended
warranties.
Extended warranties are
usually available for popular electronic devices. They are usually
offered so that you would have a warranty that extends for more than
just a year. Before you take advantage of it though, you should stop
and think if you really need it. In most cases, a warranty for six to
twelve months is already enough. Just make sure to choose an
electronic device that is made in good quality, so that you won’t
have to worry about extended warranties.
58. Eat lesser amounts
of meat.
When you compare meat
products to vegetables, they are more expensive, aside from the fact
that they are often associated with fats. Thus, it is best to eat
more vegetables instead. However, since you need meat for your source
of protein, you should opt for chicken without its skin, since they
are more affordable.
59. Eat-in a slower
pace.
When it comes to
eating, you can save more money and lose weight by eating slower.
This is because when you eat slow, you will have a tendency to eat
less since your stomach would take a certain time to send a message
to your brain that it is already full. Thus, in eating slower, you
won’t just enjoy a fitter you, but you can also enjoy more savings
since you consume lesser amounts of foods.
60. Bring your own
lunch.
If you don’t have the
time to go home and eat lunch, you should cook your own food and
bring it with you. By doing this, you won’t have to spend lots of
money in eating at restaurants or fast food chains. Aside from saving
lots of money, you can also ensure that you stay in good health since you would be the one to prepare it.
61. Avoid the vending
machine.
When you want a snack
and you visit the vending machine for it, most likely, you would be
paying a lot more for the foods that you eat, than if you were buying
them from the grocery store. Therefore, the next time you purchase
goods from the grocery, make sure to include your snack food items.
By doing that, you can simply bring them with you, each time you
report for work.
62. Making a list for
the grocery.
When you are shopping
at a grocery store, chances are you would end up going over your
budget if you won’t bring a list with you. Thus, it is a good idea
to make a list of all the things that you really need. Aside from
that though, make sure to take note of the prices of the grocery
items, so that you already have an idea how much you are going to
spend when you buy your groceries.
63. Buying medicines.
In buying medicines,
the factor that can affect their prices is their brands. Thus, if
you want to save money, then you should stick to generic brands.
These generic medicines are actually equally effective as its high
end counterparts. Just take note of the name of the medicine
prescribed by your doctor and not the brand, so that you can save
some cash.
64. Visiting the coffee
shop.
If you simply love
coffee and you often find yourself going to coffee shops for it, then
you should learn how to brew your own coffee soon. There are lots of
coffee-making products available in the market today, which can allow
you to make cups of delicious coffee in just a matter of minutes.
Purchase one soon and you would be able to enjoy your favorite cup of
coffee, without having to go out of your place and spending more
money.
65. Go with water.
When you are thirsty,
whether you are at a movie theater or at the mall, you should skip the soda, beer, or juice, and stick to water. This is because water is
more affordable than the other drinking beverages, and in some
places, it can even be offered for free. Aside from saving more money
by drinking water, it can also help you stay fit since it is not
loaded with calories.
66. Collect reusable
bags.
When you have a bunch
of reusable bags at your place, then you can bring it with you when
you buy your groceries. There are certain grocery stores these days,
which can offer you discounts, tokens, or coupons if you are going
to being your own bag for your purchased goods. By doing that, you
won’t just be saving money, but you could also be saving the world
by using lesser plastic bags.
67. Driving at nights.
Whenever you are
driving at night, you can actually save up some money by opening
your car windows. By doing that, you would not have to turn on your
air conditioner, and save up some gas in the process. With lesser
gasoline consumed on a regular basis, you would be able to save more
money.
68. Make sure your
tires are properly inflated.
Making sure that your
tires are properly inflated can prolong its life and save you some
money in the process. Aside from that, it can also ensure that
handling your car would be easy. Moreover, when the tires are
properly inflated, you can also be assured that your car’s fuel
efficiency is at its maximum levels.
69. Get your car
checked regularly.
Having your cargo
through routine maintenance actually offers a lot of benefits to you.
Aside from making sure that your car is in top condition, it could
also prevent damages, which can cost you a lot of money. Just make
sure to find a reliable mechanic, so that he won’t always tell you
to replace something, just to make a quick buck.
70. Free parking.
When you go around
town, you may find that lots of places require payment for parking,
especially those that are near certain landmarks. However, if you are
patient enough, you should be able to find a place that offers free
parking. You may have to walk a few blocks towards your destination
for it, but it would be worth it, especially if you practice this
regularly.
71. Opting for more
basic insurance coverage.
To save up some money
in terms of your insurance premiums, you can always tell your
insurance provider to drop your collision and comprehensive coverage.
This is a wise move, especially if your car is quite old. However,
you need to be aware that dropping the said items from your
declarations page would mean that you would be responsible for the
cost of repairs to your own vehicle, whenever you are involved with
an accident, in which you are the at-fault party.
72. Choosing services
you really need.
Each year, you should
evaluate what services you really need and what services you don’t
need. You should ask yourself whether you really need to have cable
television, landline, magazine subscriptions, and such. Try to check
which services you really need to have a decent way of living, and
stick only with them. Drop the other ones you don’t need, so that
you can save money.
73. Play online games.
If you have an internet
connection at your place, it is far better to play online games,
instead of purchasing more video games for your gaming console. There
are lots of online gaming sites today, which can offer you the kind
of entertainment that you want for free. With that, you won’t have
to pay for video games that are pretty expensive, which can help you
save more money.
74. Don’t use your
dryer.
In washing your
clothes, you may have gotten used to utilizing the dryer of your
washing machine to dry your clothes up. However, if you want to save
money, then you should line dry your clothes instead. This simply
means getting yourself a clothesline or a rack where you can dry your
clothes on. By doing that, you are lengthening the lifespan of your
machine, aside from minimizing energy consumption.
75. Turn off your
electric stove earlier.
Whenever you are using
your electric stove to cook a meal, you should make it a practice to
turn it off earlier than usual. This is because the plate on your
stove usually stays heated even when the power is turned off. Thus,
if you turn it off a few minutes early, then it can still continue to
provide heat to your recipe.
76. Focus on your
collection.
Lots of people like to
have a collection of certain things, which they consider as a hobby.
Some people like to collect caps, while others enjoy collecting bags.
If you are one of them, then you should think about whether the things you
are collecting can really provide you with what you need. If not,
then you should try to stop your costly habit. Instead, you should
try to sell your collection, so that you can add more money to your
savings account.
77. Customer rewards
programs.
There are grocery
stores and even bookstores today, which offer customer rewards
programs. If the store that you usually purchase items from offer it,
then you should sign up with them. Although it takes some time to
rack up some points, it can still provide you with something, which
can help you extend your budget. Aside from that, some of these
reward programs can also give you coupons and discounts on certain
items.
78. Check out your
credit card points.
Lots of credit card
companies today offer rewards in relation to the points that you have
collected whenever you use your card. If you have gathered enough
points, you should check out the available items that you can redeem
it for. Aside from items though, some companies may also agree to
waive some fees associated with your account in exchange for the
points.
79. Personalize your
gifts.
Whenever you hand out
gifts for birthdays, Christmas, and such, it is always best to
personalize them, in order to increase its value. Aside from making
the present more meaningful though, personalizing gifts can also
offer you a way to save up some cash. Thus, make use of your
imagination, so that you can save up some money while making your
friends happy.
80. Let time pass by.
Whenever you find
yourself longing to purchase something new, such as a new gadget, a
new pair of pants, or a new pair of shoes, you should let a couple of
weeks pass by, before making up your mind about it. In most cases,
you can find yourself losing the urge to buy the item that you want,
especially if you really don’t need it.
81. Spend less money
but have more fun.
If you are the kind of
parent who wants to see their kids having fun, there is actually no
need to spend lots of money on it. Instead of taking them to rides
or at the malls for shopping, you can actually make ordinary stuff
around your house interesting and fun enough for your kids. You can
do some paper tossing, do origami, play hide and seek, and such so
that you can all have some fun, without spending money.
82. Eat healthier
meals.
Avoiding highly
processed foods is actually something that offers more than just
health benefits. It can also help you save up some money since they
usually cost more than when you prepare your own meals. Preparing
your own meals can help you save money since you can easily load it
up vegetables, which are more affordable than meat.
83. Don’t leave the
door of the refrigerator open.
Leaving the door of
your refrigerator open for a long period of time can cost you lot of
money, due to using up lots of energy. This is because whenever you
open your refrigerator, it could lose a certain amount of its cool
temperature, and will have to try to attain it again. Thus, tell all
the members of your family about this, so that you can minimize your
energy consumption.
84. Your car’s air
filter.
Cleaning your car’s the air filter will take you a long way when it comes to saving money.
This is because a clean air filter can improve your vehicle’s fuel
efficiency. With that, you can be assured that your gasoline
consumption would be maintained at reasonable levels. Just check out
your car’s manual in doing it, so that you can clean the air filter
soon.
85. Making your own
things.
Making your own things
can actually help when it comes to saving more money. When you bake
your own cake or bread, you would soon realize that it is actually a
lot more affordable in purchasing the ingredients for it and making
it, than buying them from the bakeshop. Thus, learn to make your own
things soon, so that you can save more money in the process.
86. Finding relief from
stress.
If you need to relieve
yourself from stress, there is no need to spend lots of money on it.
As long as you know some meditation techniques or yoga, then you
wouldn’t have to go to spas or massage parlors to relax. Aside from
that, you can even just sit or lie down and listen to soothing music
in order to get over a stressful day at work.
87. Do a routine check
on your appliances.
You should regularly
check your appliances in order to save more money. When you
constantly check your appliances, you would be able to see if there
are dusts on certain parts of it, such as the vents, the backs, and
such. If you keep the appliances well cleaned, you can improve their
efficiency and prolong their life.
88. Club memberships.
If you have a country
club membership or a gym membership that you actually are not using,
then you should cancel it. By doing that, you would be able to save
some amounts of cash on a monthly basis. There is no need to worry
about canceling them since you can always renew your membership
whenever you want to.
89. Wash your hands
properly.
Cleaning your hands
thoroughly after going to the comfort room, or touching different
types of things like money, books, among others, is one of the best
ways to prevent diseases to affect you. Keeping yourself from viruses
and bacteria can help in saving money since you won’t have to deal
with medical bills and medical costs.
90. A gift does not
have to be an item.
Providing your friend
with a service that they really need can be a very meaningful gift,
instead of giving them the usual gift item. For example, you can
actually offer to wash your friend’s car and wax it, instead of
purchasing a gift item for him. Aside from that, you can also offer to
babysit for your friend so that she can go out with her spouse.
91. Online accounts.
If you saved your
credit card information on your online accounts so that you can
easily purchase items that you want, then you should remove them
soon. This is because this can give you a very easy way to overspend
or go over your budget. Once you remove them, whenever you need to
purchase something, you will have to look for your credit card
information, which can take up some of your time.
92. Buying a car
wisely.
Whenever you want to
buy a brand new car, a couple of factors you want to consider would
be the car’s fuel efficiency and reliability. When you focus on
these factors, it can actually save you lots of money in the long
run. Thus, you should do your research about the cars you are
considering purchasing soon so that you can have the one that can
help you save more money.
93. How to prevent
shopping by impulse.
Making impulse buys,
especially if you use your credit card for it can pile up your debts.
To ensure that this is not the case, whenever you have the urge to
purchase something, you should spend around a minute or two in
thinking about whether you really need it or not. If not, then you
simply have to let go of the urge and save your hard-earned cash.
94. Taking care of your
debts.
If you want to save
more money, you should take care of your debts very soon. One of the
best ways to do it is to come up with something, which can remind you
about it regularly. You can set a reminder about it through your
phone, or come up with a visual reminder, so that you would become
more consistent in hitting your goals regarding your debts.
95. Eating a full
breakfast.
When you eat a full
breakfast, you won’t just be having the energy that you need to get
through the day easily, but it can also save you some money. This is
because it can control your unnecessary cravings during lunch and
dinner. Aside from that, a full breakfast is often more affordable
than large meals during lunch and dinner; thus, you won’t have to
deal with a huge expense for it.
96. What to do when you
want to buy clothes.
Whenever you have the
urge to buy new clothes, you should check out your closet first. If
you find out that there are lots of clothes you have that you have
not used for the past months, then you should bring them in front. By
doing that, you would actually feel like you already have newer sets
of clothes; thus, it can prevent you from shopping for unnecessary
clothing.
97. Gain the support of
your family.
If you want to save
more money, you should tell your family all about it. When you do
that, you can actually gain their support. If your whole family
supports you, you can all work out together in order to minimize your
costs. They can all help in minimizing energy and water consumption.
Aside from that, they could also understand better if you won’t be
eating out as often as you usually do.
98. When your computer
is not working.
If your computer is not
working as fast as it usually does, or it is not functioning
normally, you should not contact your equipment’s manufacturer for
it immediately. This is because, they might send someone to repair
it, and charge you lots of cash. Instead, you should try to
troubleshoot it yourself it at first. Do your research about it
through the internet, such as accessing websites or online forums, so
that you can save money and learn new things.
99. Take up gardening.
Gardening can be fun,
aside from the fact that it can help you save more money. When you
already have a garden, you won’t have to spend extra cash for
cabbages, tomatoes, oranges, and other fruits and vegetables, since
you can conveniently grow them yourself. By doing that, on top of
saving money, you can also ensure that you are consuming organic food
items.
100. Check your mobile
phone bill thoroughly.
To save more money, one
of the best ways to do it is to check your phone bill for the
services that you have enrolled it in. Try to carefully evaluate
these services, so that you can properly decide whether you really
need them or not. To get rid of some, all you need to do is to
contact your service provider and tell them about it.
101. Make your own
wine.
If you love to drink
wines so much, then you may have already spent lots of money on
purchasing bottles of your favorite drinks. There are actually
affordable wine making kits available in the market today, and they
usually come with everything, which includes the ingredients. By using
such kits, you no longer have to purchase expensive wines, since you
can already make them yourself.
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